Know the Facts About Debt Collectors: 6 Things You Do and 4 Things You Don’t Do

Brandy Speer

This is a radio show, call in number 310-861-2349

11 AM to 1 PM Pacific Sunday 28 January 2018

http://www.blogtalkradio.com/progressintheworld/2018/01/28/know-the-facts-about-debt-collectors-6-things-you-do-and-4-things-you-dont-do

Know the Facts About Debt Collectors: 6 Things You Do and 4 Things You Don’t Do

Debt Collection Is the Top Consumer Complaint

What To Do When Debt Collector Calls §  Keep Collections Log §  Write Request They Stop Contacting You (option) §  Tell the Collector If You Think You Don't Owe the Debt §  Tell the Collector You Can’t Afford to Pay (option) §  Give the Collector Your Current Address §  Know What the Collector Can and Cannot Do What Not to Do When a Debt Collector Calls §  Giving Collector Your Personal Financial Information §  Making "Good Faith" Payment §  Making Promises or Admitting Debt is Valid §  Losing Your Temper

What types of debts are covered? Can a debt collector contact me any time or any place? How long can a collection agency attempt to collect a debt? How can I stop a debt collector from contacting me? Can they contact anyone else about my debt? What does the debt collector have to tell me about the debt? Can they keep contacting me if I don’t think I owe any money? What practices are off limits for them? Can they garnish my bank account or my wages? Can federal benefits be garnished? What to do if a debt collector sues me? Where do I report a debt collector for an alleged violation?

Topic Sources                                                    

National Financial Educators Council, National Consumer Law Center, Federal Trade Commission: Fair Credit Reporting Act (FCRA) 

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New Year! New You!  Design Your Financial Action Plan 

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'Tis The Season-The Rich Get Richer and the Poor Get Poorer With Brandy Speer

Your Money Wisdom Guide:  12 Rules to Survive the Holidays

This is a radio show. Call in number 310-861-2349

11 AM to 1 PM PST Sunday 17 December 2017

Archived and Live version available at this link.

http://www.blogtalkradio.com/progressintheworld/2017/12/17/tis-the-season--the-rich-get-richer-and-the-poor-get-poorer-with-brandy-speer

Here are the 12 Rules

#1 Learn How Rich Are Out to Get You – Psychology and the Retail World

#2 Understand Money & Emotions -  What are you feeling?

#3 The Past Holds the Key - Best & worst holiday memories?

#4 Review Your Holiday History – What is holiday reality?

#5 Visualize the Future -What is your vision of the perfect holiday?

#6 Create Holiday Spending Plan – Your Wish!

#7 Track Your Expenses – The Key

#8 Know the Signs of Deprivation – 3 Do’s to Stop Doing

#9 Pace Yourself – Avoid Stress Time and Energy

#10 Keep New Year in Focus – Future Dreams & Goals

#11 Avoid Money Mistakes During the Holidays

#12 Enjoy the Holidays! – A time to embrace Joy. Peace. Love.

Topic Discussion Questions:

1.      What percentage of our economy is based on consumer spending?

2.      How have you felt about the holidays in recent years?

3.      Do your finances affect your emotions?

4.      What emotions influence incorrect financial decisions?

5.      Can you avoid having negative feelings about money?

6.      Do cultural values influence our lifestyles and financial choices?

7.      What is Psychology of Consumer Spending?

8.      What are 3 Do’s we must stop doing?

9.      What are money mistakes everyone makes during the holidays?

Some Topic Sources     

National Financial Educators Council (NFEC)

The Penny Hoarder

Financial Recovery Institute

Special Guest:

Business Woman--Marine Veteran Lauren Rennella served in United States Marines; Licensed Insurance Agent, Financial Education Instructor, a passion for military families. Experienced first-hand, as a military leader, importance of personal money management. Her belief, face our fears head on!

info@yourmoneywisdomnow.com   888-818-5669

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New Year! New You!

Your Money Wisdom Financial Action Plan

Sunday, Jan 7, 2018, and Sunday, Jan 14, 2018 12:00 noon PT

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Shift 3 Patterns of Behavior to End Financial Struggle

This is a radio show. You can call in to listen or comment 310-861-2349

11 AM to 1 PM Pacific Sunday 19 November 2017

Shift 3 Patterns of Behavior  to End Financial Struggle

Break Money Habit of Scraping-by and Meet Your Basic Needs

The Three “Do’s” … You must stop doing! Making Do ·         When you are settling for insufficient solutions and not feeling content.  Over Do ·         When you overspend, over give, over work, over commit and never get enough Do Without ·         When you deprive yourself of the essentials needed in your life Special Guest: Business Woman--Marine Veteran Lauren Rennella served in United States Marines; Licensed Insurance Agent, Financial Education Instructor, a passion for military families. Experienced first-hand, as a military leader, importance of personal money management. Her belief, we need to face our fears head on! info@yourmoneywisdomnow.com   888-818-5669 Get eBook - 30 Ways to Save a $10,000 Emergency Fund When you REGISTER for the Webinar Design Your Financial Action Plan Tuesday, Nov 21, and Thursday, Nov 30, 2017 5:30 pm PT Attendees get - Fast Start Financial Action Plan Tool Kit and eCourse Lifetime Access

What is the First Step to get out of debt? What is at the heart of our most destructive money habits? What must we stop doing to end the struggle? What is a key factor you need to feel that there is enough in your life? Will working harder and getting more money fix you money concerns?

Topic Sources:  National Financial Educators Council, Suze Orman, Financial Recovery Institute, Dave Ramsey

eCourse, Webinars, Workshops Register Now!

mailto:info@yourmoneywisdomnow.com760-845-5550 or 888-818-5669 

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http://www.blogtalkradio.com/progressintheworld/2017/11/19/shift-3-patterns-of-behavior-end-financial-struggle

50 Reasons Why You Need to Read NO NUDE SWIMMING - Introducing Robert Gottlieb

This is a radio show 

1 PM to 3 PM Pacific Sunday 12 November 2017

Call in number 310-861-2349

http://www.blogtalkradio.com/progressintheworld/2017/11/12/50-reasons-why-you-need-to-read-no-nude-swimming--introducing-robert-gottlieb

A retired attorney (mostly tired and quit), Robert Gottlieb maintained a private practice in Los Angeles and San Diego for a total of 36 years.

Robert Gottlieb

Robert began his general practice focusing primarily on business clients, and in the 1980s began representing insurance company clients. His career as a lawyer provides the backdrop of experience against which he has painted with a broad stroke the disillusionment and exhaustion that haunt the majority of attorneys practicing today.

Born in Los Angeles, Robert lived most of his early life in the San Fernando Valley. He attended public school and graduated from law school in Los Angeles.

Early in his days as a practicing attorney, Robert began making and saving notes involving situations with clients, prospective clients, courtroom proceedings, and the humorous and often absurd stories related to him by other attorneys. It didn’t take long to realize that the practice of law, like any other business, is about people much more than about the law itself.

In the mid- to late 1990s, Robert began to create narratives from hi notes. No Nude Swimming is his first novel.

The main character in his novel is attorney Sam Weisman. His wife wants a divorce, and his law practice is threatened by a hostile takeover. Pulled one way by two hilarious con artists who plan to steal his dreams, and another by his family and the real estate professional who's worked her way into his heart, Sam struggles to hold onto his sanity, his self-esteem, and the woman he loves. Grasping the end of his rope in one hand and the end of his rainbow in the other, he teeters between the abyss ... and the pot of gold!  

Visit the website at http://www.nonudeswimming.com to make a purchase

Heal Your Life – Part 9 How to Deal with Regrets With Dr. Carolle - Radio Show

Heal Your Life – Part 9 How to Deal with Regrets

This is a radio show

8 AM to 9 AM PDT

28 June 2017

http://www.blogtalkradio.com/progressintheworld/2017/06/28/heal-your-life-part-9-how-to-deal-with-regrets-with-dr-carolle

Dr. Carolle Jean-Murat, the author of the upcoming book Heal Your Life: 25 Ways to Unleash Your Innate Healing Powers by Finding Your Purpose and Connecting with a Higher Power. She is a board-certified OB-GYN and primary care specialist and an intuitive and spiritual healer who has helped thousands of men and women for the past four decades.

Her life purpose is to educate as many people through telephone consultations, her writing, speaking engagements, podcasts, radio shows, etc.

Today we are going to talk about Part 9 How to Deal with Regrets in her upcoming book Heal Your Life: 25 Ways to Unleash Your Innate Healing Powers by Finding Your Purpose and Connecting With a Higher Power.  

If you need a second opinion for a medical condition or surgery, or you are stuck in any area of your personal life, relationship or career and need answers that will empower you, visit her website http://www.drcarolle.com/services/. 

Please share this link with your friends and don’t forget to join us for the next show; Dr. Carolle will discuss Part 10 – Deal with Past Issues of Abuse. So please join us next week.

Heal Your Life with Dr. Carolle Episode 3

Show Link http://www.blogtalkradio.com/progressintheworld/2017/05/10/heal-your-life-25-ways-to-unleash-your-innate-powers-part-3

Call in Number 310-861-2349

HEAL YOUR LIFE: 25 Ways to Unleash Your Innate Healing Powers by Finding Your Purpose and Connecting with a Higher Power - Episode #3 On Progress in Your World

This is an Internet Radio Show

8 AM Pacific 10 May 2017

Dr. Carolle has an amazing story and she is an amazing healer. Welcome to part 3 in a POWERFUL series of interviews.

Our listening audience is raving about the brilliance of Dr. Carolle.
We will continue to explore how one of the world’s most well-known, beloved and powerful healers arose from poverty, assault, civil unrest and betrayal. We will explore her new book HEAL YOUR LIFE: 25 Ways to Unleash Your Innate Healing Powers by Finding Your Purpose and Connecting with a Higher Power.
We will explore early chapters of her new book.

We will review her training in the eastern and mid-western United State, Haiti and Mexico. We will learn of how she delivered thousands of babies while making life and death decisions. See how she became the only black OB-GYN in San Diego and how she developed the Women's Sanctuary. See how her knowledege of different languages allows her to execute excellent bedside manner with a variety of different cultures.

Most important, we will explore her spiritual foundation in Haiti with her grandmother and how her family tradition of healing evolved into a woman with powerful skills honed with science, faith, spirituality, herbs and love.

Visit www.DrCarolle.com.

Should We Abolish the Electoral College?

This is a Radio Show with University of California Riverside Professor Loren Collingwood on Progress in the World Radio Show. 

10 AM (Pacific) Wednesday, 18 January 2017

Call in number 310-861-2349.

Show link:  http://www.blogtalkradio.com/progressintheworld/2017/01/18/should-we-abolish-the-electoral-college

SHOULD WE ABOLISH THE ELECTORAL COLLEGE?

University of California Professor Loren Collingwood researches and teaches American politics, with a special focus on campaigns, elections, and race and ethnic politics. He is currently completing a book on biracial electoral politics with a particular focus on the impact of demographic change.

He uses surveys, precinct and congressional district data, roll-call data, campaign advertising data, text data, and archival data as primary research vehicles. He has been published in American Politics Research, Political Research Quarterly, Journal of Information Technology and Politics, the R Journal, Electoral Studies, Presidential Studies Quarterly and other peer reviewed journals.

He regularly conducts polling, voter targeting, analysis for voting rights cases, big data machine learning, and other statistical routines for consulting and academic clients.

He received his Ph.D. in political science from the University of Washington in 2012. Prior to graduate school he was a researcher and analyst for Greenberg Quinlan Rosner, a Washington, D.C.-based political polling firm. He worked for the Carol Roberts congressional campaign in South Florida, the Campaign Finance Institute, and as an intern on Capitol Hill. 

He is an active observer of real world politics and is committed to testing and evaluating how accurately academic theories in political science reflect the "on the ground" politics of campaigns.

Loren was born in Scotland to British and American parents, and grew up in Northern California.

You can read more about his research here: 

http://www.collingwoodresearch.com/

Professor Collingwood will address this issue on Saturday, January 21, 2017 at The Eleanor Roosevelt Democratic Club and the public is welcome to attend this event. The ERDC meets on the 3^rd Saturday of the month at 3 PM in the Provident Bank’s Community Room located at 27010 Sun City Blvd. Menifee, CA. The public is welcome to attend our meetings.

See our site here:

http://www.elenorrooseveltdemocrats.org/ 

Actor Samuel Culver on Progress in the World

Progress in the World Radio Show

Actor/Professional Wrestler Samuel Culver: WHAT SCARES THE ESTABLISHMENT

Thursday, 5 January 2017 1 PM to 3 PM Pacific Time

Call in number 310-861-2349

Samuel Culver is from Chino California. He spent 13 years as a professional wrestler. He has spent the last 3 years building success as an actor and stuntman. http://www.imdb.com/name/nm2425391/?ref_=nmmi_mi_nm He has been married for 5 years, and is a father of 2. We will discuss WHAT SCARES THE ESTABLISHMENT. Call in and project your input while meeting one of Hollywood's most up and coming stars.

Hosted by Walter Davis

Show Link: http://www.blogtalkradio.com/progressintheworld/2017/01/05/actorprofessional-wrestler-samuel-culver-what-scares-the-establishment

Walter Davis, Joseph Atwill and Gavin Naciemento On Progress in the World Radio Show

This is a radio show. Please share. Join us live or via the archived broadcast.

You can chat with us via chat room and ask questions or call in.

http://www.blogtalkradio.com/progressintheworld/2016/11/17/weaponised-anthropology-manufactured-consent-and-inverted-totalitarianism

11 AM Pacific to 1 PM Pacific

17 November 2016

Call in Number 310-861-2349

Executive Producer Walter Davis will be interviewing Gavin Nascimento and Joseph Atwill.

Gavin Nascimento is a Life Coach, Activist, Vegan Athlete, Writer, Public Speaker and Social Media Personality.

Through his personal journey in life, along with an insatiable appetite for learning, he has developed a unique outlook and understanding of the system that we call "society" and how it functions and why.

http://anewkindofhuman.com

newkindofhuman@gmail.com

Joseph Atwill

We are lucky to have this brilliant mind revealing what has happened during the past election, where are we headed and what we can do to turn things around. 

Joseph is the author and producer of the book and movie Caesar’s Messiah: The Roman Conspiracy to Invent Jesus.

http://www.caesarsmessiah.com/

http://postflaviana.org/

We will be discussing Weaponized Anthropology, Inverted Totalitarianism, Manufactured Consent and how the media keeps the public ignorant.

See: https://www.youtube.com/playlist?list=PLb5MqQALYiD3RWX_tRhhH8mB4Jq006YsK

Related Shows:

Earth Citizens: 9 Facts You Must Know to be a Better and New Kind of Human

http://www.blogtalkradio.com/progressintheworld/2016/10/27/earth-citizens--9-facts-you-must-know-to-be-a-better-and-new-kind-of-human

Joseph Atwill: Inverted Totalitarianism and Manufactured Consent

http://www.blogtalkradio.com/progressintheworld/2016/11/14/joseph-atwill-inverted-totalitarianism-and-manufactured-consent

Blog Link

http://www.walterdavisglobalbroadcasting.com/2016/11/weaponised-anthropology-manufactured.html